July 21, 2025
Charlotte Altmann

SMEs x start-ups: Joint business models as leverage

  1. Introduction: Why disruption is not the solution
  2. New role of SMEs in the digital transformation
  3. What startups can really do for SMEs
  4. What start-ups gain from SMEs
  5. Success factors for strategic cooperations
  6. Conclusion: Securing the future through partnership

1 Introduction: Why disruption is not the solution

Disruption has long been the buzzword of the digital economy. But for German SMEs in particular - characterized by experience, stability and market knowledge - the idea of destroying old structures is often neither practicable nor sensible. Instead, a rethink is emerging: Collaborations with start-ups are becoming the means of choice to further develop existing business models and create new digital products - for example in the area of software-as-a-service (SaaS) or artificial intelligence.

👉 Tip: Don't think in either-or categories. Use your strengths and combine them with the agility and technological expertise of start-ups.

2. new role of SMEs in the digital transformation

SMEs have long been proud of their in-house development. However, technological change - from traditional software solutions to SaaS ecosystems - requires a new approach: faster, more data-based, more customer-centric. Collaborations with start-ups help to anticipate market changes more quickly, test innovations and establish digital sales channels before the competition does.

👉 Best case: A mechanical engineering company integrates a SaaS platform for remote monitoring of its systems with an IoT startup. Result: new source of revenue, direct customer access, data-based services.

3. what startups can really do for SMEs

Start-ups not only bring technologies, but also new ways of thinking: short iteration cycles, user-centered product development, data-driven business models. For SMEs, this means access to SaaS expertise, UX know-how and digital business model innovation - without having to spend years building up their own IT departments.

👉 Tip: Look specifically for start-ups with a B2B focus and technical depth - e.g. in AI, SaaS or automation. Platforms such as KI Park, SpinLab or your local Chamber of Industry and Commerce offer entry points.

4 What startups gain from SMEs

The partnership is also worthwhile for start-ups: access to real use cases, market knowledge, paying pilot customers - and last but not least, reputation through industry networking. SMEs offer the test environment to turn an idea into a scalable product. The important thing here is to work together openly but in a structured way - at eye level.

👉 Best case: A LegalTech startup develops a SaaS solution for digital contract review with a medium-sized tax consultancy network. The network becomes an early adopter - and sales channel.

5 Success factors for strategic cooperation

To ensure that a start-up cooperation does not remain a flash in the pan, it needs structure. Here are the most important success factors for you as a decision-maker:

  • Clear definition of objectives: What should the partnership achieve in concrete terms?
  • Internal resources: Who is responsible, who decides, who drives?
  • Time horizon & milestones: Working agile does not mean working without a plan.
  • IP & legal framework conditions: Settle things early on so that no trust is lost.
  • Open innovation culture: Don't just buy technology - think and help shape it.

👉 Tip: Develop a "partner-ready setup" internally - with venture clients, innovation hubs or cross-divisional teams that take cooperation seriously and actively manage it.

6 Conclusion: Securing the future through an innovative partnership

The digital transformation in SMEs is increasingly becoming a SaaS transformation. In order to remain competitive, new impetus is needed - technologically, culturally and strategically. Start-ups are not troublemakers, but catalysts for sustainable growth. Those who focus on partnership early on will secure tomorrow's innovative strength today.

👉 Tip: Start small, but strategically. Test 1-2 targeted collaborations per year - with a clearly measurable goal and real added value for both sides.

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